DO BANKS GAME ON DYNAMIC PROVISIONING?
نویسندگان
چکیده
منابع مشابه
Why do Banks Fail ?
Banks advance loans in the absence of precise knowledge in relation to the outcome of borrowers’ projects. Consequently, uncertainty in relation to loan repayment emerges. Thus, banks introduce the ‘credit standard’ as insurance against loans, so that should borrowers’ projects fail, borrowers have an alternative means of honouring their debt obligations. It is argued in this paper that in the ...
متن کاملLoan loss provisioning practices of Asian banks, April 2012
In the wake of the Asian financial crisis, many regimes in Asia adopted stricter provisioning requirements, as well as discretionary measures, with the objective of increasing provisioning in good times in response to rising levels of risk. Based on a final sample of 240 banks in 12 Asian economies, the evidence is that countercyclical loan loss provisioning has dominated throughout emerging As...
متن کاملWhat Should Central Banks Do?
I the last twenty years, there has been substantial rethinking about how central banks should do their job. This rethinking has led to major changes in how central banks operate, and we are now in an era in which central banks in many countries throughout the world have had notable success—keeping inflation low, while their economies experience rapid economic growth. In this lecture, I outline ...
متن کاملWhy do UK banks securitize?
The eight years from 2000 to 2008 saw a rapid growth in the use of securitization by UK banks. We aim to identify the reasons that contributed to this rapid growth. The time period (2000 to 2010) covered by our study is noteworthy as it covers the pre- nancial crisis creditboom, the peak of the nancial crisis and its aftermath. In the wake of the nancial crisis, many governments, regulators a...
متن کاملDynamic-Agents for Dynamic Service Provisioning
We claim that a dynamic-agent infrastructure can provide a shift from static distributed computing to dynamic distributed computing, and we have developed such an infrastructure to realize such a shift. We shall show its impact on software engineering through a comparison with other distributed object-oriented systems such as CORBA and DCOM, and demonstrate its value in highly dynamic system in...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Journal of Financial Management, Markets and Institutions
سال: 2018
ISSN: 2282-717X
DOI: 10.1142/s2591768418500022